BHF$65.74
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Performance
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Powered by LiveAIOverall Analysis
NeutralBrighthouse Financial shows strong profitability and a solid balance sheet, but faces some headwinds in its technical indicators and market position. The current valuation appears reasonable.
Thematic
The company operates in the insurance and annuity sector, which may not benefit from the same strong secular growth trends as technology or green energy. It faces a mature market and increasing competition.
Fundamental
Brighthouse Financial demonstrates robust profitability, a strong balance sheet with manageable debt, and healthy cash flow generation. Its valuation multiples are attractive.
Technical
The stock is trading below key moving averages, indicating a bearish short-term trend. Momentum indicators suggest weakness, but recent price action shows some stabilization.
| Factor | Score |
|---|---|
| Digital Transformation | 50 |
| Interest Rate Sensitivity | 60 |
| Aging Population | 70 |
| Regulatory Landscape | 30 |
| Competition | 40 |
| Factor | Score |
|---|---|
| Valuation | 95 |
| Profitability | 85 |
| Growth | 70 |
| Balance Sheet Health | 80 |
| Cash Flow | 40 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 45 |
| Volume Confirmation | 60 |
| Support & Resistance | 65 |
AI Investing Checklist
Powered by LiveAIBullish Points (5)
Consistent Earnings Beat
Recent quarterly EPS mostly exceeded estimates, with significant positive surprises in multiple quarters of 2024 and 2023, indicating strong earnings momentum.
Attractive Valuation Multiples
The company trades at a trailing P/E of approximately 6.4 and a TTM P/E of 5.0, suggesting undervaluation compared to historical and sector averages.
Bearish Points (6)
Earnings Volatility and Negative Surprises
Earnings surprises include both significant beats and notable misses, with some quarters showing negative surprises exceeding -8%, which points to inconsistency.
Negative and Fluctuating Free Cash Flow
Free cash flow has been negative or unstable in recent annual and quarterly periods, with a -$290M free cash flow in 2024Q4, indicating potential operational cash challenges.
Calendar
August 2025
8
Next Earnings Date
H: $5.30
A: $4.84
L: $4.51
H: 2.29B
A: 2.21B
L: 2.15B
Profile
Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment provides term, universal, whole, and variable life products for policyholders' needs for financial security and protected wealth transfer. The Run-off segment manages universal life with secondary guarantees, structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, and funding agreements. Brighthouse Financial, Inc. was founded in 1863 and is headquartered in Charlotte, North Carolina.
Seasonals
Price Target
60.38 USD
The 39 analysts offering 1 year price forecasts for BHF have a max estimate of 76.00 and a min estimate of 45.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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