BAC$54.11
$54.05
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Performance
Key Stats
AI BAC Summary
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Powered by LiveAIOverall Analysis
BuyBank of America demonstrates solid fundamental strength with a consistent dividend and strong profitability. While short-term technicals show some cautionary signals, its long-term thematic positioning in financial services and digital banking remains positive.
Thematic
Bank of America is well-positioned within the broad financial services sector. Its focus on digital transformation and wealth management aligns with key consumer and business trends, though it faces competitive pressures and evolving regulatory landscapes.
Fundamental
Bank of America exhibits strong financial health with robust revenue and net income, a stable balance sheet, and consistent dividend payments. Its valuation metrics are reasonable for a financial institution of its size and stability.
Technical
Bank of America's stock is trading above key long-term moving averages, indicating a general uptrend. However, short-term indicators like RSI suggest it might be entering overbought territory, warranting a cautious approach for short-term traders.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 85 |
| Interest Rate Sensitivity | 70 |
| Economic Growth & Consumer Spending | 75 |
| Regulatory Environment | 65 |
| Global Financial Markets Exposure | 70 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 90 |
| Growth | 60 |
| Balance Sheet Health | 70 |
| Cash Flow | 45 |
| Dividend | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 75 |
| Momentum | 70 |
| Support & Resistance | 70 |
| Volume | 75 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Positive Momentum and Trend
Current price of $48.39 shows a slight increase of 0.52%. The 52-week range of $33.07-$49.31 indicates the stock is trading near its yearly high. Performance metrics show positive returns across multiple periods: 5D (1.92%), 1M (1.96%), 6M (4.02%), YTD (10.59%), and 1Y (18.97%), suggesting sustained upward momentum.
Favorable Valuation Metrics
A P/E TTM ratio of 14.19 is generally considered reasonable for a financial institution. A dividend yield of 2.16% provides income to shareholders.
Bearish Points (7)
Short-Term Technical Weakness
On shorter timeframes (1m, 5m, 15m, 30m), most moving averages are signaling 'Sell', indicating potential short-term downward pressure. RSI on the 1m chart is 31.28 and on the 5m chart is 24.84, both suggesting potential oversold conditions but also weak momentum.
Negative Free Cash Flow in Recent Annual Period
The company reported a negative Free Cash Flow of -$8.805 billion for the annual period ending 2024Q4. This indicates that operations did not generate enough cash to cover capital expenditures and other investments, which could impact financial flexibility.
Calendar
June 2025
27
Next Dividend Date
September 2025
5
Ex-Dividend Date
October 2025
15
Next Earnings Date
H: $1.05
A: $0.94
L: $0.83
H: 27.99B
A: 27.22B
L: 26.55B
Profile
Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. The company operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The GWIM segment provides investment management, brokerage, banking, and trust and retirement products and services; wealth management solutions; and customized solutions, including specialty asset management services. The Global Banking segment offers lending products and services, including commercial loans, leases, commitment facilities, trade finance, and commercial real estate and asset-based lending; treasury solutions, such as treasury management, foreign exchange, short-term investing options, and merchant services; working capital management solutions; debt and equity underwriting and distribution, and merger-related and other advisory services; and fixed-income and equity research services. The Global Markets segment provides market-making, financing, securities clearing, settlement, and custody services; securities and derivative products; and risk management products using interest rate, equity, credit, currency and commodity derivatives, foreign exchange, fixed-income, and mortgage-related products. Bank of America Corporation was founded in 1784 and is based in Charlotte, North Carolina.
Seasonals
Price Target
52.52 USD
The 39 analysts offering 1 year price forecasts for BAC have a max estimate of 59.00 and a min estimate of 45.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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