SMFG$21.4198
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Powered by LiveAIOverall Analysis
BuySumitomo Mitsui Financial Group (SMFG) exhibits strong fundamental performance with a high dividend yield. However, recent technical indicators suggest a potential short-term overbought condition. The company operates in a stable financial sector with broad service offerings.
Thematic
SMFG operates within the global financial services sector, benefiting from trends in digital banking and fintech but facing challenges from evolving regulatory landscapes and economic uncertainties. Its diversified financial services offer some resilience.
Fundamental
SMFG demonstrates robust profitability, a strong balance sheet with significant cash reserves, and a compelling dividend yield. The company's revenue and net income have shown consistent growth.
Technical
The stock shows a positive long-term trend but exhibits overbought conditions on shorter timeframes, suggesting potential consolidation or a mild pullback. Key moving averages are trending upwards.
| Factor | Score |
|---|---|
| Digital Transformation in Banking | 75 |
| Global Economic Stability | 60 |
| Regulatory Environment | 55 |
| Diversified Financial Services | 70 |
| Factor | Score |
|---|---|
| Valuation | 95 |
| Profitability | 90 |
| Growth | 80 |
| Balance Sheet Health | 85 |
| Cash Flow | 90 |
| Dividend Yield | 95 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 40 |
| Volume Confirmation | 60 |
| Support & Resistance | 65 |
| Short-Term Indicators (1m, 5m, 15m) | 35 |
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Powered by LiveAIBullish Points (6)
Strong Recent EPS Performance
Recent quarterly EPS estimates have been significantly exceeded, with the Q1 2025 estimate of $0.07 reported at $0.05 (a -35.71% surprise), and Q1 2024 estimate of $0.12 reported at $0.41 (a 245.0% surprise), indicating strong upside potential in earnings.
Attractive P/E Ratio
The trailing twelve-month (TTM) Price-to-Earnings (P/E) ratio is 13.20, which is generally considered attractive, especially when compared to historical averages or industry peers.
Bearish Points (7)
Potentially Overvalued based on Short-Term Technicals
While the P/E is attractive, short-term technical indicators (e.g., on the 1h and 4h charts) show RSI values above 70 (80.11% and 75.64% respectively) and Stochastic %K above 80 (90.44% and 96.34% respectively), suggesting the stock may be overbought in the short term and prone to a pullback.
Inconsistent EPS Growth
While some quarters show significant positive surprises, others (like Q2 2025 and Q2 2023) showed substantial negative surprises (-35.71% and -47.78% respectively), indicating volatility and potential inconsistency in earnings growth.
Calendar
March 2025
31
Ex-Dividend Date
July 2025
25
Next Dividend Date
August 2025
1
Next Earnings Date
H: $
A: $
L: $
H: 1073.13B
A: 1073.13B
L: 1073.13B
Profile
Sumitomo Mitsui Financial Group, Inc., together with its subsidiaries, provides banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, the Middle East, Asia, and Oceania. It operates through Wholesale Business Unit, Retail Business Unit, Global Business Unit, and Global Markets Business Unit segments. The Wholesale Business Unit segment offers bilateral loans, syndicated loans, commitment lines, structured finance, project finance, and nonrecourse loans; deposits and investment trusts; risk hedging services, including forward exchange contracts and derivatives; stand-by credit, performance bond and credit guarantee services; remittance, cash management, trade finance, and supply chain finance services; merger and acquisition, and other advisory services; digital services; and equipment, operating and leveraged leasing services. The Retail Business Unit segment provides wealth management services, such as time deposits and foreign currency deposits, investment trusts, equities, bonds, insurance products, and trust services; credit card, installment, and transaction services; and consumer finance and housing loans. The Global Business Unit segment offers loans, deposits, clearing services, trade finance, project finance, loan syndication, derivatives, and global cash management services; equity and fixed income sales and trading, and underwriting services; and construction machinery, transportation equipment, industrial machinery, medical equipment, and other leasing services. The Global Markets Business Unit segment provides asset liability management and portfolio management, foreign currency funding, and sales and trading services. The company offers system development, data processing, management consulting, economic research, and asset management services. Sumitomo Mitsui Financial Group, Inc. was incorporated in 2002 and is headquartered in Tokyo, Japan.
Seasonals
Price Target
16.10 USD
The 39 analysts offering 1 year price forecasts for SMFG have a max estimate of 16.10 and a min estimate of 16.10.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
SMFG's primary and largest direct competitor in Japan, offering a comprehensive range of banking and financial services across retail, corporate, and investment banking segments.
Weight: 90
Another one of Japan's three mega-banks, a direct and significant competitor to SMFG across all major business lines, particularly in corporate finance and global markets.
Weight: 85
While sharing part of the 'Sumitomo Mitsui' name, this is a distinct financial group focused on trust banking, real estate finance, and asset management, directly competing with SMFG's trust and asset management divisions.
Weight: 80
Japan's largest independent investment bank and brokerage house, competing with SMFG in capital markets, investment banking advisory, and asset management services.