SCHW$97.71
$98.18
Chart
Performance
Key Stats
AI SCHW Summary
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Powered by LiveAIOverall Analysis
Strong BuyThe Charles Schwab Corporation demonstrates strong fundamental performance with consistent profitability and a healthy balance sheet. Thematic alignment with financial services and wealth management is solid, though recent technical indicators suggest some caution regarding short-term momentum. Overall, it presents a compelling investment for investors seeking stability and growth in the financial sector.
Thematic
The Charles Schwab Corporation is well-positioned within key financial sector themes, benefiting from increased market participation, digital transformation in finance, and the ongoing trend towards wealth management and advisory services. Expansion into new markets and continuous innovation in client offerings are positive thematic drivers.
Fundamental
The Charles Schwab Corporation exhibits strong financial health, characterized by consistent revenue growth, high profitability margins, and a solid balance sheet with manageable debt levels. The company consistently beats earnings expectations, underscoring operational efficiency and effective market strategies. Its dividend yield provides a modest income stream for investors.
Technical
The stock is trading within a range, showing mixed signals across different timeframes. While the daily chart suggests a bullish trend with price above key moving averages, intraday and shorter-term indicators hint at potential consolidation or a slight pullback. Investors should monitor key support and resistance levels.
| Factor | Score |
|---|---|
| Financial Services Sector Growth | 85 |
| Digital Transformation in Finance | 90 |
| Wealth Management & Advisory Services | 88 |
| Market Volatility Impact | 70 |
| Regulatory Landscape | 75 |
| Factor | Score |
|---|---|
| Valuation | 60 |
| Profitability | 92 |
| Growth | 75 |
| Balance Sheet Health | 70 |
| Cash Flow | 85 |
| Dividend | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 75 |
| Momentum | 65 |
| Trading Volume | 70 |
| Support and Resistance | 60 |
| Short-term Oscillators | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Positive EPS Surprises
The company has consistently beaten earnings per share (EPS) estimates in recent quarters, with a surprise percentage of 3.24% in Q2 2025 and 10.38% in Q1 2025.
Stable Cash Flow and Debt Management
While debt levels have fluctuated, the company's operating cash flow generation appears to be robust enough to manage its debt obligations. The Q4 2024 free cash flow was $2.05 billion, and cash equivalents stood at $42.08 billion.
Bearish Points (7)
Quarterly Valuation Spikes
Quarterly P/E ratios have shown significant spikes, for example, 131.6 in Q2 2024, which might suggest periods of overvaluation or unusual earnings fluctuations.
Slowing Revenue Growth (Annual Trend)
While recent quarterly revenues are strong, the annual revenue figures show some fluctuation, with a dip from $20.76 billion in 2022 to $19.60 billion in 2024.
Calendar
May 2025
9
Ex-Dividend Date
May 2025
23
Next Dividend Date
October 2025
14
Next Earnings Date
H: $1.25
A: $1.20
L: $1.16
H: 6.03B
A: 5.93B
L: 5.83B
Profile
The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in the United States and internationally. The company operates in two segments, Investor Services and Advisor Services. It offers brokerage accounts with equity and fixed income trading, margin lending, options trading, futures and forex trading, and cash management capabilities, including certificates of deposit; third-party mutual funds through the Mutual Fund Marketplace and Mutual Fund OneSource service, as well as mutual fund trading and clearing services to broker-dealers; exchange-traded funds; advisory solutions for managed portfolios, separately managed accounts, customized personal advice for tailored portfolios, specialized planning, and full-time portfolio management; banking products comprising checking and savings accounts, first lien residential real estate mortgage loans, home equity lines of credit, and pledged asset lines; and trust custody services, personal trust reporting services, and administrative trustee services. It provides digital retirement calculators; integrated web-, mobile-, and software-based trading platforms, real-time market data, options trading, premium research, and multi-channel access; self-service education and support tools; online research and analysis tools; equity compensation plan sponsors full-service recordkeeping for stock plans, stock options, restricted stock, performance shares, and stock appreciation rights; retirement plan services; mutual fund clearing services; and advisor services, including interactive tools and educational content. The Company operates through branch offices. The Charles Schwab Corporation was founded in 1971 and is headquartered in Westlake, Texas.
Seasonals
Price Target
106.17 USD
The 39 analysts offering 1 year price forecasts for SCHW have a max estimate of 126.00 and a min estimate of 84.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
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