NNI$139.42
$136.72
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AI NNI Summary
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Powered by LiveAIOverall Analysis
BuyNelnet Inc. shows solid fundamental strength with consistent profitability and a manageable debt load. Technical indicators are mixed, suggesting some short-term caution is warranted, while its thematic positioning in education services and payments provides a stable, albeit not high-growth, backdrop. Overall, it presents a balanced investment profile.
Thematic
Nelnet operates in the essential sectors of education finance, technology services, and payments. While these sectors are stable, they may not offer the high-growth potential of emerging technologies. The company's diversified business model provides some resilience.
Fundamental
Nelnet demonstrates robust profitability and a solid balance sheet. While debt levels have decreased, they remain significant. Free cash flow generation is strong, supporting the business and shareholder returns.
Technical
The stock is trading below its recent highs and shows mixed signals across different timeframes. While some short-term indicators suggest potential buying opportunities, longer-term moving averages indicate resistance, suggesting a neutral short-to-medium term outlook.
| Factor | Score |
|---|---|
| Education Services & Technology | 70 |
| Payment Processing | 60 |
| Financial Services & Banking | 65 |
| Market Growth Potential | 55 |
| Regulatory Sensitivity | 60 |
| Factor | Score |
|---|---|
| Valuation | 60 |
| Profitability | 85 |
| Growth | |
| Balance Sheet Health | |
| Cash Flow | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 65 |
| Volume Confirmation | 70 |
| Support & Resistance | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Strong Quarterly EPS Beat
The company's latest reported EPS of $2.26 significantly exceeded the estimate of $1.92, marking a surprise of 17.65%. This indicates strong operational execution and profitability beyond expectations.
Positive Short to Medium-Term Performance
The stock has shown positive returns across multiple periods, including 2.12% over 5 days, 0.89% over 1 month, and 10.73% over 6 months. This suggests recent positive momentum.
Bearish Points (8)
Significant EPS Miss in Q4 2024
The company reported an EPS of $0.07 for Q4 2024, vastly missing the estimate of $1.36, with a surprise of -94.85%. This indicates a severe operational or market setback in that quarter.
Short-Term Moving Average Weakness
Most short-term moving averages (10-day, 20-day, 30-day EMAs and SMAs) are signaling 'Sell', suggesting potential downward price pressure or a short-term downtrend.
Calendar
June 2025
2
Ex-Dividend Date
June 2025
16
Next Dividend Date
August 2025
7
Next Earnings Date
H: $1.91
A: $1.91
L: $1.91
H: 379.00M
A: 379.00M
L: 379.00M
Profile
Nelnet, Inc. engages in loan servicing, education technology services, and payment businesses worldwide. The company operates through four segments: Loan Servicing and Systems, Education Technology Services and Payments, Asset Generation and Management, and Nelnet Bank. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also offers student loan servicing software; and business process outsourcing services primarily in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels, and processing and administrative services. The Education Technology Services and Payments segment provides financial management services; school information system software; a donation platform; education technology solutions; and customized professional development and coaching, and advanced learning and educational instruction services. This segment also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; learning management system; an integrated commerce payment platform; and a school management platform that provides administrative, information and financial management, and communication functions for K-12 schools. The Asset Generation and Management segment acquires, manages, and owns loan assets. The Nelnet Bank segment operates as an internet industrial bank. It also offers investment advisory, investment, and reinsurance services, as well as engages in the real estate investment; and solar engineering, procurement, and construction businesses. The company was incorporated in 1977 and is headquartered in Lincoln, Nebraska.
Seasonals
Price Target
130.00 USD
The 39 analysts offering 1 year price forecasts for NNI have a max estimate of 130.00 and a min estimate of 130.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
Direct competitor in private student loan origination and servicing, a core business segment for Nelnet.
Weight: 90
Direct competitor in student loan servicing and asset management, especially federal student loans, similar to Nelnet's Loan Servicing segment.
Weight: 88
Offers student loan refinancing, personal loans, and a broader suite of financial services, directly challenging traditional student loan providers like Nelnet.
Weight: 85
Provides cloud software solutions, services, and data intelligence to non-profits and educational institutions, including payment processing, directly overlapping with Nelnet's Education Technology Services and Payments segment.