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NATLNATL

$44.28

+2.41
arrow_drop_up5.76%
Market closed·update27 Feb 2026 21:00
Day's Range
43.75-46.53
52-week Range
22.3-46.55

Chart

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Performance

Key Stats

Next Earnings Date2026-02-26
Next Earnings TimeAfter Market Close
Volume7.79M
Average Volume 30d531.74K

AI NATL Summary

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23.2
Valuation (P/E Ratio)
Reasonable for growth sector
📈
0.152
EPS Growth (YoY)
Strong earnings growth
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AI Scoreboard

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Overall Analysis

Buy
65

NCR Atleos shows a mixed picture. While its financial position and growth prospects appear solid, current technical indicators suggest some short-term headwinds. The company is also navigating a changing market landscape, which warrants close monitoring.

Neutral

Thematic

60

NCR Atleos is involved in the financial technology and ATM services sector, which is undergoing digital transformation. Its ability to adapt and innovate within this evolving landscape will be key.

Strong

Fundamental

75

NCR Atleos demonstrates healthy revenue growth and a relatively strong balance sheet, though profitability has been inconsistent recently. Its debt levels are manageable, and free cash flow generation is positive.

Neutral

Technical

60

The stock's technical indicators present a mixed outlook. While some moving averages suggest a bullish trend, oscillators indicate neutral to slightly bearish momentum, hinting at potential short-term volatility.

FactorScore
Digital Transformation in Banking70
Shift to Services and Subscriptions65
Competition in FinTech50
Global Economic Conditions55
FactorScore
Valuation65
Profitability50
Growth70
Balance Sheet Health40
Cash Flow80
FactorScore
Trend Analysis50
Momentum55
Volume Confirmation70
Support & Resistance60

AI Investing Checklist

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Bullish Points (7)

Financial Health & Liquidity chevron_right

Strong Cash Position

The company's cash and cash equivalents stood at $419,000,000 in Q4 2024, providing a substantial buffer for operations and investments.

Growth and Profitability chevron_right

Improving Net Margin

The net margin has improved from -3.2% in Q4 2023 to 2.1% in Q4 2024, indicating a positive trend in profitability.

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Bearish Points (7)

Market Performance chevron_right

Negative Short-Term Performance

The stock has experienced a -8.05% performance over the last 5 days and -0.36% over the last month, indicating recent weakness.

Valuation chevron_right

High Quarterly P/E Ratio

The quarterly P/E ratio for Q1 2025 is 114.0, which is significantly high and could indicate overvaluation based on current earnings.

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Calendar

August 2025

13

Next Earnings Date

EPS Est.
Revenue Est.

H: $0.88

A: $0.84

L: $0.80

H: 1.09B

A: 1.08B

L: 1.07B

Profile

Employees (FY)20K
ISIN-
FIGI-

NCR Atleos Corporation, a financial technology company, provides self-directed banking solutions to financial institutions, merchants, manufacturers, retailers, and consumers in the United States, rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through three segments: Self-Service Banking; Network; and Telecommunications & Technology (T&T). The company offers solutions, including a line of automated teller machine (ATM) hardware and software, as well as elated installation, maintenance, and managed and professional services; and ATM as a service to manage and run for financial institutions that include back office, cash management, software management, and ATM deployment. It also provides network of ATMs and multi-functioning financial services kiosks for financial institutions, financial technology companies, neobanks, and retailers; Allpoint network which provides cash withdrawal and deposit access to credit unions, banks, digital banks, fintechs, stored-value debit card issuers, and other consumer financial services providers; and ATM branding solutions to financial institutions, ATM management and services to retailers and other businesses, and LibertyX solution which gives consumers the ability to buy and sell Bitcoin. In addition, the company offers managed network and infrastructure services to enterprise clients across various industries through communications service providers and technology manufacturers; and professional, field, and remote services for modern network technologies, including software-defined wide area networking, network functions virtualization, wireless local area networks, optical networking, and edge networks. NCR Atleos Corporation was founded in 1884 and is headquartered in Atlanta, Georgia.

Seasonals

Price Target

39.83 USD

The 39 analysts offering 1 year price forecasts for NATL have a max estimate of 60.00 and a min estimate of 30.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
73.1M (99.48%)
Closely held shares
386K (0.52%)
73.5M
Free Float shares
73.1M (99.48%)
Closely held shares
386K (0.52%)

Capital Structure

Market cap
2.02B
Debt
3.05B
Minority interest
0.00
Cash & equivalents
419M
Enterprise value
4.65B

Valuation - Summary

Market Cap
2.02B
Net income
87M(4.30%)
Revenue
3.17B(156.56%)
2.02B
Market Cap
2.02B
Net income
87M(4.30%)
Revenue
3.17B(156.56%)
Price to earning ratio (P/E)23.20x
Price to sales ratio (P/S)0.60x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
4.32B
COGS
3.28B
Gross Profit
1.03B
OpEx
524M
Operating Income
509M
Other & Taxes
418M
Net Income
91M

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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