KNSL$414.1
$413
Chart
Performance
Key Stats
AI KNSL Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyKinsale Capital Group demonstrates strong fundamental performance with robust profitability and a healthy balance sheet. While thematic tailwinds are moderate, current technical indicators suggest a mixed outlook, leaning towards caution in the short term. The company's consistent dividend payments and solid financial position make it an attractive option for value-oriented investors.
Thematic
Kinsale Capital Group operates in the property and casualty insurance sector, which is influenced by economic cycles and regulatory changes. The company's focus on specialty insurance lines provides some insulation from broad market downturns, but it does not directly benefit from high-growth tech themes like AI or cloud computing.
Fundamental
Kinsale Capital Group exhibits strong fundamental characteristics, including impressive profitability metrics, consistent revenue growth, and a solid balance sheet with manageable debt levels. The company also returns value to shareholders through dividends.
Technical
The stock shows mixed technical signals. While it's trading above key moving averages, suggesting an underlying uptrend, recent performance metrics and oscillators indicate some short-term headwinds or consolidation.
| Factor | Score |
|---|---|
| Specialty Insurance Focus | 80 |
| Economic Sensitivity | 50 |
| Regulatory Landscape | 60 |
| Digital Transformation in Insurance | 70 |
| Climate Change Impact on Insurance | 60 |
| Factor | Score |
|---|---|
| Valuation | 75 |
| Profitability | 95 |
| Growth | 85 |
| Balance Sheet Health | 95 |
| Cash Flow | 90 |
| Dividends | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 80 |
| Momentum | 50 |
| Volume Confirmation | 70 |
| Support & Resistance | 65 |
| Short-Term Performance | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent EPS Beat
The company has consistently beaten EPS estimates for the past several quarters, with a significant surprise percentage in multiple instances (e.g., Q4 2024: 16.67%). This demonstrates strong execution and a positive earnings trend.
Reasonable P/E Ratio relative to TTM
The P/E ratio based on 2024 earnings (26.1) is lower than the Trailing Twelve Months (TTM) P/E (35.5), suggesting potential for valuation expansion if 2024 performance is sustained.
Bearish Points (7)
High Quarterly P/E Ratio
The quarterly P/E ratio in Q1 2025 is 127.1, which is significantly higher than the annual P/E, suggesting that current quarterly earnings may not be sustainable at this valuation level.
Slowing Revenue Growth (Quarterly)
While annual revenue shows growth, quarterly revenue in Q1 2025 was $423.4M, a decrease from $418.1M in Q3 2024 and $412.1M in Q4 2024, indicating potential deceleration in recent sales momentum.
Calendar
June 2025
12
Ex-Dividend Date
June 2025
12
Next Dividend Date
July 2025
25
Next Earnings Date
H: $4.75
A: $4.55
L: $4.27
H: 422.42M
A: 422.42M
L: 422.42M
Profile
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, life sciences, commercial auto, professional liability, excess professional, environmental, inland marine, health care, management liability, public entity, aviation, ocean marine, agribusiness, product recall, and railroad insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
Seasonals
Price Target
478.38 USD
The 39 analysts offering 1 year price forecasts for KNSL have a max estimate of 543.00 and a min estimate of 429.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
Direct competitor in the specialty and excess & surplus (E&S) insurance market, known for underwriting discipline and strong niche focus, mirroring KNSL's business model.
Weight: 92
Diversified financial holding company with a significant and highly regarded specialty insurance segment that competes for similar complex risks and underwriting talent.
Weight: 90
Large, diversified property & casualty (P&C) insurer with substantial operations in specialty and E&S lines, often utilizing a decentralized model for niche markets.
Weight: 88
Leading global specialty insurer and reinsurer; competes directly with KNSL in certain niche commercial lines and provides essential reinsurance support to the broader E&S market.