HONE$12.1
Chart
Performance
Key Stats
AI HONE Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
BuyHarborOne Bancorp shows strong fundamental performance with a solid balance sheet and consistent profitability. While its valuation metrics are mixed, and short-term technicals suggest some caution, its long-term prospects appear favorable, especially considering its stability within the banking sector.
Thematic
As a regional bank, HarborOne Bancorp is influenced by broader economic trends and interest rate policies. Its focus on community banking and digital services offers some thematic support, but it lacks the disruptive innovation seen in tech-focused themes.
Fundamental
HarborOne Bancorp demonstrates robust profitability and a healthy balance sheet. Its P/E ratio is somewhat elevated compared to its recent performance, but this is balanced by strong revenue and net income figures in the latest periods.
Technical
The stock has experienced positive short-term performance, with its price trading above key moving averages. However, some oscillators suggest it may be approaching overbought territory, warranting a watchful eye for potential consolidation.
| Factor | Score |
|---|---|
| Financial Sector Stability | 70 |
| Digital Transformation in Banking | 65 |
| Community Banking Focus | 75 |
| Interest Rate Sensitivity | 40 |
| Regulatory Landscape | 50 |
| Factor | Score |
|---|---|
| Valuation | 50 |
| Profitability | 75 |
| Growth | 30 |
| Balance Sheet Health | 60 |
| Cash Flow | 40 |
| Factor | Score |
|---|---|
| Trend Analysis | 80 |
| Momentum | 60 |
| Volume Confirmation | 70 |
| Support & Resistance | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Strong Daily Price Movement
The current price of $12.35 shows a positive change of $0.34 (2.83%) from the previous close, indicating recent upward momentum. The trading range for the day (12.12-12.42) is within a healthy band, and the 52-week range (8.89-14.0) suggests the current price is closer to its recent highs but still has room for appreciation.
Positive Recent Performance
The stock has shown positive performance across multiple short-term periods, with a 5-day return of 0.82%, a 1-month return of 7.26%, and a year-to-date (YTD) return of 7.38%. This suggests current market sentiment is favorable.
Bearish Points (7)
Inconsistent EPS Surprises
While some quarters show positive EPS surprises (e.g., 20.0% in Q1 2025, 8.0% in Q3 2024), others have significant misses (e.g., -47.37% in Q4 2024, -41.94% in Q1 2024). This inconsistency suggests volatility in earnings predictability.
Declining Net Margin
The net margin has shown a downward trend from 26.1% in Q4 2021 to 9.7% in Q4 2023, with a slight recovery to 16.3% in Q4 2024. This indicates potential challenges in converting revenue to profit.
Calendar
July 2025
9
Ex-Dividend Date
July 2025
23
Next Dividend Date
July 2025
23
Next Earnings Date
H: $0.23
A: $0.21
L: $0.19
H: 33.30M
A: 33.30M
L: 33.30M
Profile
HarborOne Bancorp, Inc. provides financial services to individuals, families, small and mid-size businesses, and municipalities. The company operates in two segments, HarborOne Bank and HarborOne Mortgage. It offers deposit products that include checking, NOW, money market, savings, and sweep accounts, and term certificate of deposit accounts; and lending products comprise commercial real estate, commercial and Industrial, commercial construction, residential mortgages, home equity, and auto loans and personal lines of credit. The company also provides various educational services, such as free digital content, webinars, and recordings for small business and personal financial education under the HarborOne U name. The company operates through service branches and commercial lending offices in each of Boston, Massachusetts and Providence, and Rhode Island, as well as administrative office in Brockton and ATM locations in Massachusetts. HarborOne Bancorp, Inc. was founded in 1917 and is headquartered in Brockton, Massachusetts.
Seasonals
Price Target
13.67 USD
The 39 analysts offering 1 year price forecasts for HONE have a max estimate of 16.00 and a min estimate of 12.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 95
Direct competitor in marketing automation, CRM, and content management, core to inbound marketing strategies.
Weight: 90
Strong presence in digital experience and marketing clouds, with creative tools complementing content creation for marketing.
Weight: 88
Leading CRM provider with extensive marketing cloud capabilities, integral to sales and marketing operations.
Weight: 85
Dominates the search engine market; provides essential tools for SEO (Search Console, Analytics) and major advertising platforms (Google Ads).