GSHD$54.2
$53.5
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Performance
Key Stats
AI GSHD Summary
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Powered by LiveAIOverall Analysis
NeutralGoosehead Insurance exhibits strong fundamental performance and positive growth, but is currently trading at a high valuation and shows mixed technical signals. Potential investors should consider the current valuation and short-term technicals.
Thematic
Goosehead Insurance operates in the personal lines insurance sector, benefiting from steady demand but facing potential disruption from InsurTech innovations and evolving consumer preferences.
Fundamental
Goosehead Insurance demonstrates robust revenue and earnings growth, with improving profitability metrics and a manageable debt level. The balance sheet appears solid, and cash flow generation is positive.
Technical
The stock is trading below its key moving averages and shows bearish sentiment across multiple timeframes, with oscillators indicating potential oversold conditions in the short term.
| Factor | Score |
|---|---|
| Insurance Sector Growth | 75 |
| Technological Disruption (InsurTech) | 50 |
| Regulatory Environment (Insurance) | 70 |
| Economic Sensitivity | 60 |
| Factor | Score |
|---|---|
| Valuation | 40 |
| Profitability | 85 |
| Growth | 88 |
| Balance Sheet Health | 70 |
| Cash Flow | 78 |
| Earnings Consistency | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 30 |
| Momentum | 40 |
| Volume Confirmation | 65 |
| Support & Resistance | 60 |
| Short-term Oscillators | 45 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Consistent Earnings Beats
Goosehead Insurance (GSHD) has a history of exceeding earnings per share (EPS) estimates, with positive surprises in most reported quarters. For instance, Q2 2023 saw a 342.25% surprise. This indicates strong operational execution and potentially underestimated profitability.
Improving Valuation Metrics (TTM)
The trailing twelve months (TTM) Price-to-Earnings (P/E) ratio is 135.1, and the Price-to-Sales (P/S) ratio is 13.5. While these appear high, recent annual data shows a significant improvement in net income relative to revenue in 2024, with a net margin of 9.7%, suggesting that the company is becoming more efficient and potentially justifying current valuation levels if this trend continues.
Bearish Points (7)
High P/E and P/S Ratios
The current P/E ratio of 78.09 (TTM) and a P/S ratio of 13.5 (TTM) are significantly high, especially considering the recent performance data. The '2022' P/E ratio of 3994.5 and '2021' P/S ratio of 20.6 suggest historical periods of extreme valuation that are not necessarily justified by current earnings. This indicates a high growth expectation is priced into the stock.
Slowing Revenue and Profit Growth
While the company shows positive net income, the net margin has been volatile. Q1 2025 net margin was 3.1%, a decrease from 15.8% in Q4 2024. Similarly, revenue for Q1 2025 ($75.58M) is lower than Q4 2024 ($93.92M), indicating a potential slowdown in business activity.
Calendar
January 2025
21
Ex-Dividend Date
January 2025
31
Next Dividend Date
October 2025
23
Next Earnings Date
H: $0.67
A: $0.53
L: $0.40
H: 100.65M
A: 95.58M
L: 92.31M
Profile
Goosehead Insurance, Inc operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; life insurance; and motorcycle, recreational vehicle, and other insurance policies. It distributes its products and services through corporate and franchise locations. The company was founded in 2003 and is headquartered in Westlake, Texas.
Seasonals
Price Target
113.89 USD
The 39 analysts offering 1 year price forecasts for GSHD have a max estimate of 150.00 and a min estimate of 43.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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