GGAL$45.04
$47.9999
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Performance
Key Stats
AI GGAL Summary
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Powered by LiveAIOverall Analysis
BuyGrupo Financiero Galicia S.A. presents a mixed but generally positive investment profile. Fundamentally strong with a solid historical performance and dividend yield, but facing some valuation and technical caution. Thematic exposure to financial services in Argentina is a key consideration.
Thematic
Exposure to the Argentine financial sector provides unique growth opportunities but also carries higher political and economic risk. The company's diversification across banking, insurance, and Naranja X offers some resilience.
Fundamental
The company demonstrates strong profitability and a robust balance sheet. Its P/E ratio is attractive, and it has a history of consistent dividend payments. Revenue growth appears stable, supported by solid net income.
Technical
The stock is currently trading with a positive short-term momentum, indicated by most oscillators suggesting 'Buy' or 'Neutral' across shorter timeframes. However, the 1-day technicals show a more mixed picture with some 'Sell' signals, suggesting potential for a pause or reversal.
| Factor | Score |
|---|---|
| Financial Sector Growth (Argentina) | 70 |
| Digital Transformation (Naranja X) | 80 |
| Diversification of Services | 75 |
| Emerging Market Risk | 40 |
| Commodity Prices Impact | 50 |
| Factor | Score |
|---|---|
| Valuation | 95 |
| Profitability | 90 |
| Growth | 50 |
| Balance Sheet Health | 70 |
| Cash Flow | 85 |
| Dividend Yield | 70 |
| Factor | Score |
|---|---|
| Trend Analysis | 70 |
| Momentum | 60 |
| Volume Confirmation | 65 |
| Support & Resistance | 50 |
| Short-term Oscillators | 70 |
AI Investing Checklist
Powered by LiveAIBullish Points (7)
Recent Price Surge
The stock price has increased by 3.68% today, reaching $51.06. The 5-day performance shows a positive trend of 8.45%.
Favorable P/E Ratio
The trailing P/E ratio of 6.87 is notably low, suggesting the stock may be undervalued relative to its earnings.
Bearish Points (7)
Recent Performance Decline
Despite today's positive movement, the stock has seen a decline of -1.71% in the last month and -20.79% in the last six months, indicating recent weakness.
Inconsistent Earnings Surprises
While some quarters showed significant positive surprises (e.g., Q1 2025), others had substantial negative surprises (e.g., Q2 2024, Q3 2024), suggesting earnings volatility.
Calendar
July 2025
29
Ex-Dividend Date
August 2025
5
Next Dividend Date
August 2025
22
Next Earnings Date
H: $1.10
A: $1.00
L: $0.89
H: 1.43B
A: 1.43B
L: 1.43B
Profile
Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments. It offers savings, checking, and time deposits; personal loans; express and mortgage loans; overdrafts; pledge and credit card loans; credit and debit cards; and online banking services. In addition, the company offers financing products; mutual funds; asset management services; consumer finance and digital banking services; electronic check; global custody services; Fima funds; foreign trade services; and capital market and investment banking products. Further, it provides robbery, personal accident, cars, life, home, life, integral SMEs, personal accident, and other insurance products; payment solutions; and financial and brokerage related products. Additionally, the company offers private banking services to high net worth individuals; and operates digital investment platform. Grupo Financiero Galicia S.A. was founded in 1905 and is based in Buenos Aires, Argentina.
Seasonals
Price Target
83.80 USD
The 39 analysts offering 1 year price forecasts for GGAL have a max estimate of 110.00 and a min estimate of 70.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
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