FLD$1.56
$1.63
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Performance
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AI FLD Summary
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Powered by LiveAIOverall Analysis
HoldFold Holdings Inc. operates in the bitcoin financial services sector. While its long-term thematic outlook on bitcoin adoption is relevant, current financial performance metrics and valuation suggest a cautious approach. The company exhibits significant volatility in earnings and revenue, and its recent performance has been negative. Technical indicators are mixed, leaning towards bearish signals on longer timeframes. Investors should consider the inherent volatility of cryptocurrency-related businesses.
Thematic
Fold Holdings is positioned within the growing financial technology sector, specifically leveraging bitcoin. The increasing adoption of digital assets and decentralized finance presents a thematic tailwind. However, regulatory uncertainties and the inherent volatility of the cryptocurrency market introduce significant risks.
Fundamental
Fold Holdings shows significant challenges in terms of profitability and revenue growth. Recent financial statements indicate substantial net losses and negative revenue, raising concerns about operational viability and business model sustainability. The balance sheet also shows a substantial increase in debt relative to equity.
Technical
The stock has experienced a significant price decline over the past 6 months and 1 year. Technical indicators suggest continued weakness, with most moving averages indicating a sell signal and oscillators predominantly in neutral to bearish territory. The Relative Strength Index (RSI) is below 50, confirming downward momentum.
| Factor | Score |
|---|---|
| Cryptocurrency Adoption | 75 |
| FinTech Innovation | 70 |
| Regulatory Environment | 40 |
| Market Volatility | 50 |
| Competition | 60 |
| Factor | Score |
|---|---|
| Valuation | 10 |
| Profitability | 5 |
| Growth | 5 |
| Balance Sheet Health | 60 |
| Cash Flow | 20 |
| Factor | Score |
|---|---|
| Trend Analysis | 20 |
| Momentum | 40 |
| Volume Confirmation | 50 |
| Support & Resistance | 45 |
| MACD | 50 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Strong Year-to-Date Performance
Year-to-date performance of -60.77% indicates a significant decline, suggesting potential for a rebound if market conditions improve or company fundamentals strengthen.
Low Price-to-Sales (PS) Ratio
The TTM PS ratio of -69.1 (with negative revenue) suggests the company's market capitalization is very low relative to its reported revenue, which could indicate an undervalued situation if revenue turns positive and sales are strong.
Bearish Points (8)
Significant Earnings Decline
EPS for Q2 2025 is estimated at -0.10, but reported EPS was -0.22, a significant miss. TTM EPS is -1.08, indicating persistent losses on a per-share basis.
Negative Revenue and Net Income
Reported revenue is negative for TTM (-$2,981,998) and 2024 (-$1,868,532), coupled with substantial net losses across all reported periods, indicating severe profitability issues.
Calendar
August 2025
10
Next Earnings Date
H: $-0.07
A: $-0.10
L: $-0.13
H: 8.50M
A: 8.09M
L: 7.68M
Profile
Fold Holdings, Inc., a bitcoin financial services company, provides access to bitcoin through a suite of consumer financial products in the United States. Its financial services platform allows consumers to accumulate, save, and use bitcoin to accomplish financial goals. It offers consumers an FDIC insured checking account, a Visa prepaid debit card, bill payments, and an extensive catalog of merchant reward offers, as well as partners with third-party service providers that offer bitcoin exchange and custody services. The company also invests in and accumulates bitcoin for treasury. The company offers its products and services through the Fold mobile app. Fold Holdings, Inc. was founded in 2019 and is headquartered in Phoenix, Arizona.
Seasonals
Price Target
8.50 USD
The 39 analysts offering 1 year price forecasts for FLD have a max estimate of 10.00 and a min estimate of 7.00.