DCOM$27.26
Chart
Performance
Key Stats
AI DCOM Summary
Powered by LiveAIAI Scoreboard
Powered by LiveAIOverall Analysis
NeutralDime Community Bancshares shows mixed signals. While it has a stable financial position and consistent dividends, its recent performance and growth metrics indicate a neutral outlook. Technicals suggest a short-term downtrend, warranting caution.
Thematic
As a community bank, Dime Community Bancshares operates in a mature sector with moderate growth potential. Its thematic alignment is neutral, lacking strong exposure to high-growth secular trends.
Fundamental
Dime Community Bancshares demonstrates a solid financial position with manageable debt and consistent dividend payouts. However, recent revenue and net income figures show a decline, and profitability margins are lower than in prior years.
Technical
The stock is trading below key moving averages and exhibits weak momentum, suggesting a bearish short-to-medium term outlook. Recent price action indicates selling pressure.
| Factor | Score |
|---|---|
| Digital Banking Transformation | 60 |
| Financial Inclusion & Community Focus | 80 |
| Interest Rate Sensitivity | 40 |
| Regulatory Environment | 50 |
| Real Estate Market Exposure | 50 |
| Factor | Score |
|---|---|
| Valuation | 20 |
| Profitability | 10 |
| Growth | 30 |
| Balance Sheet Health | 70 |
| Cash Flow | 70 |
| Dividends | 85 |
| Factor | Score |
|---|---|
| Trend Analysis | 20 |
| Momentum | 50 |
| Volume Confirmation | 40 |
| Support & Resistance | 60 |
AI Investing Checklist
Powered by LiveAIBullish Points (6)
Strong Cash Position
The company has a substantial cash and cash equivalents of $1,283.57 million as of 2024Q4, providing significant financial flexibility.
Consistent Dividend Payments
The company has a history of consistent dividend payments, with the last payment being $0.25 and a dividend yield of 3.2%.
Bearish Points (7)
High Price-to-Earnings Ratio
The trailing Price-to-Earnings (PE) ratio of 85.4 is significantly high, indicating the stock may be overvalued relative to its earnings.
Deteriorating Quarterly Revenue and Net Income
The most recent quarter (2024Q4) shows a negative net margin of -35.7% and a significant drop in revenue compared to the previous year.
Calendar
July 2025
17
Ex-Dividend Date
July 2025
24
Next Dividend Date
July 2025
24
Next Earnings Date
H: $0.66
A: $0.63
L: $0.59
H: 108.47M
A: 107.08M
L: 105.56M
Profile
Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit; secured and unsecured commercial and consumer loans; lines of credit; home equity loans; and construction and land loans. In addition, the company invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, it offers certificate of deposit account registry services and insured cash sweep programs; federal deposit insurance corporation insurance; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services for small and medium sized businesses, and municipal and consumer relationships. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.
Seasonals
Price Target
35.70 USD
The 39 analysts offering 1 year price forecasts for DCOM have a max estimate of 42.00 and a min estimate of 32.00.
Debt Level and Coverage
Financial Position Analysis
Ownership
Capital Structure
Valuation - Summary
Valuation - Ratios
Revenue to Profit Conversion
Balance Sheet
Income Statement
Cash Flow
Related Companies
Powered by LiveAIWeight: 98
As the world's largest global colocation data center provider, Equinix is a direct competitor and peer to Digital Core REIT, offering similar infrastructure and interconnection services.
Weight: 97
A leading global provider of carrier-neutral data centers and colocation solutions, Digital Realty is a major direct competitor and a key comparable for Digital Core REIT.
Weight: 95
Through Amazon Web Services (AWS), Amazon is a primary hyperscale cloud provider, acting as both a major potential tenant for data center REITs and a significant builder of its own data center infrastructure.
Weight: 94
With Azure, Microsoft is a primary hyperscale cloud provider, representing a major customer segment for data center REITs and a significant operator of its own extensive global data center footprint.