CNOBConnectOne Bancorp demonstrates solid fundamental performance and a consistent dividend yield, with neutral to slightly bearish short-term technical indicators. The company operates within the stable banking sector, offering a blend of growth potential and income.
As a regional bank, ConnectOne Bancorp is exposed to broader economic trends and monetary policy. Growth themes are more tied to local economic development and interest rate environments rather than disruptive technological shifts.
ConnectOne Bancorp demonstrates robust profitability and a healthy balance sheet, with a consistent dividend payout. Valuation metrics are generally reasonable for a regional bank, although recent quarterly performance shows some margin compression.
The stock is trading below key moving averages and shows mixed signals from oscillators. While not in a strong downtrend, short-term momentum appears to be weakening, suggesting potential for further downside or consolidation.
| Factor | Score |
|---|---|
| Interest Rate Sensitivity | 70 |
| Regional Economic Growth | 65 |
| Digital Banking Adoption | 60 |
| Regulatory Environment | 60 |
| Factor | Score |
|---|---|
| Valuation | 85 |
| Profitability | 90 |
| Growth | 40 |
| Balance Sheet Health | 75 |
| Cash Flow | 70 |
| Dividend Yield | 80 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 50 |
| Volume Confirmation | 60 |
| Support & Resistance | 70 |
| Short-Term Oscillators | 40 |
Consistent EPS Beat
The company has exceeded earnings per share (EPS) estimates in the last four reported quarters, with an average surprise of 10.08%. This consistent outperformance indicates strong operational execution and effective cost management.
Undervalued P/E Ratio
The trailing twelve-month (TTM) Price-to-Earnings (P/E) ratio of 13.23 is lower than the industry average, suggesting the stock may be undervalued relative to its earnings potential.
High Quarterly P/E Ratio
The current quarterly Price-to-Earnings (P/E) ratio is significantly high (e.g., 59.9 for 2025 Q1), suggesting that current earnings may not justify the stock's current price on a short-term basis.
Slowing Revenue Growth
Annual revenue has shown a downward trend from $315.4 million in 2022 to $264.1 million in 2024, indicating potential challenges in top-line growth.
May 2025
15
Ex-Dividend Date
June 2025
2
Next Dividend Date
July 2025
29
Next Earnings Date
H: $0.55
A: $0.52
L: $0.50
H: 76.63M
A: 74.08M
L: 72.60M
ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the United States. The company offers personal and business checking, money market, and time and savings accounts; credit cards, wire transfers, safe deposit boxes, automated teller services and telephone, and internet and mobile banking. It also provides retirement accounts, consumers and cash management services for business clients, including treasury direct, automated clearing house, remote deposit capture, and digital invoicing. In addition, the company offers consumer and commercial business loans, including lines of credit, commercial and residential mortgages, home equity and bridge loans, and other personal loans; commercial loans secured by collateral, such as business assets comprising accounts receivable, inventory and equipment, and mortgages filed on commercial and residential real estate, as well as cash balances and marketable securities. Further, the company provides real estate loans, which includes loans secured by first liens on completed commercial properties, including multi-family properties, to purchase or refinance properties; residential mortgages, such as loans secured by first liens on 1-4 family and condominium; and cooperative residential real estate loans. The company was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in July 2014. ConnectOne Bancorp, Inc. was incorporated in 1982 and is headquartered in Englewood Cliffs, New Jersey.
28.70 USD
The 39 analysts offering 1 year price forecasts for CNOB have a max estimate of 31.00 and a min estimate of 25.00.