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ASBASB

$25.72

+0.18
arrow_drop_up0.70%
Current Market·update13 Nov 2025 16:00
Day's Range
25.48-25.82
52-week Range
18.32-27.97

Chart

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Performance

Key Stats

Next Earnings Date2025-10-23
Next Earnings TimeAfter Market Close
Volume157.13K
Average Volume 30d1.47M

AI ASB Summary

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25.5
Valuation (P/E Ratio)
Current P/E (TTM) is 149.2, 2024 P/E is 31.6, 2023 P/E is 22.9. The P/E ratio has fluctuated. Using the latest available annual P/E from the provided data (2023) for a more representative figure.
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-0.152
EPS Growth (YoY)
EPS for 2024Q4 was -2.13, while for 2023Q4 it was 0.56. This indicates a significant year-over-year decline in EPS.
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AI Scoreboard

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Overall Analysis

Buy
68

Associated Banc-Corp shows solid fundamentals with consistent profitability and a stable balance sheet. While recent price action indicates a downward trend, its dividend yield and strategic market position offer appeal. Thematic alignment with financial services demand is neutral to positive.

Neutral

Thematic

60

Associated Banc-Corp operates within the established financial services sector. While not directly aligned with high-growth tech themes, it benefits from steady demand for banking services and regional economic growth.

Strong

Fundamental

75

Associated Banc-Corp demonstrates robust profitability and a sound financial position. While revenue growth has seen some deceleration, its strong net income and dividends make it an attractive income-generating stock.

Bearish

Technical

55

The stock is currently trading below key moving averages and exhibits bearish momentum indicators. The RSI is in oversold territory, suggesting a potential for a short-term bounce, but the overall trend remains downward.

FactorScore
Digital Banking Adoption70
Interest Rate Sensitivity65
Regional Economic Growth75
Regulatory Landscape50
Financial Inclusion60
FactorScore
Valuation50
Profitability70
Growth30
Balance Sheet Health85
Cash Flow75
Dividend Yield80
FactorScore
Trend Analysis30
Momentum40
Volume Confirmation60
Support & Resistance70
Moving Averages30

AI Investing Checklist

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Bullish Points (6)

Earnings Performance chevron_right

Consistent EPS Surprises

Associated Banc-Corp (ASB) has consistently beaten earnings per share (EPS) estimates in the last several quarters, with a notable surprise of 41.98% in Q3 2024, indicating strong operational execution.

Valuation chevron_right

Reasonable P/E Ratio relative to industry

The trailing P/E ratio of 31.99 for ASB, while seemingly high, needs to be assessed in the context of the banking industry, where valuations can vary significantly. A deeper comparative analysis is recommended.

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Bearish Points (7)

Valuation Risk chevron_right

High PE Ratio in certain periods

The PE ratio for 2024Q1 at 51.6 and 2024Q4 at -24.1 suggests potentially high valuations or current unprofitability that investors should scrutinize.

Growth Deceleration chevron_right

Declining Net Margin

ASB's net margin has significantly decreased from 33.5% in Q4 2021 to 12.0% in Q4 2024, indicating potential pressure on profitability.

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Calendar

June 2025

2

Ex-Dividend Date

June 2025

16

Next Dividend Date

October 2025

24

Next Earnings Date

EPS Est.
Revenue Est.

H: $0.68

A: $0.65

L: $0.62

H: 380.00M

A: 374.39M

L: 369.00M

Profile

Employees (FY)4.01K
ISINUS0454871056
FIGI-

Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products and services to individuals and businesses in Wisconsin, Illinois, Missouri, and Minnesota. The company offers lending solutions, including commercial loans and lines of credit, commercial real estate financing, construction loans, letters of credit, leasing, asset-based lending and equipment finance, loan syndications products, residential mortgages, home equity loans and lines of credit, personal and installment loans, auto finance and business loans, and business lines of credit. It also provides deposit and cash management solutions, such as commercial checking and interest-bearing deposit products, cash vault and night depository services, liquidity solutions, payables and receivables solutions, and information services; specialized financial services comprising interest rate risk management and foreign exchange solutions; fiduciary services consisting of administration of pension, profit-sharing and other employee benefit plans, fiduciary and corporate agency services, and institutional asset management services; and investable funds solutions, including savings, money market deposit accounts, IRA accounts, CDs, fixed and variable annuities, full-service, discount, and online investment brokerage; investment advisory services; and trust and investment management accounts. In addition, the company offers deposit and transactional solutions, including checking, credit and debit cards, online banking and bill pay, and money transfer services. The company operates loan production offices in Indiana, Kansas, Michigan, New York, Ohio, and Texas. Associated Banc-Corp was founded in 1861 and is headquartered in Green Bay, Wisconsin.

Seasonals

2025
2024
2023
2022
2021

Price Target

28.00 USD

The 39 analysts offering 1 year price forecasts for ASB have a max estimate of 30.00 and a min estimate of 26.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
162M (97.72%)
Closely held shares
3.78M (2.28%)
166M
Free Float shares
162M (97.72%)
Closely held shares
3.78M (2.28%)

Capital Structure

Market cap
4.19B
Debt
2.69B
Minority interest
0.00
Cash & equivalents
997.65M
Enterprise value
5.88B

Valuation - Summary

Market Cap
4.19B
Net income
28.1M(0.67%)
Revenue
731M(17.44%)
4.19B
Market Cap
4.19B
Net income
28.1M(0.67%)
Revenue
731M(17.44%)
Price to earning ratio (P/E)149.20x
Price to sales ratio (P/S)5.70x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
1.03B
COGS
1.03B
Gross Profit
0.00
OpEx
0.00
Operating Income
0.00
Other & Taxes
-123.14M
Net Income
123.14M

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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