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FIFI

$63.8

+0.10
arrow_drop_up0.16%
Current Market·update10 Nov 2025 21:00
Day's Range
62.67-64.18
52-week Range
60.95-238.59

Chart

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Performance

Key Stats

Next Earnings Date2025-10-29
Next Earnings TimeBefore Market Open
Volume8.05M
Average Volume 30d8.45M

AI FI Summary

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33
Valuation (P/E Ratio)
Slightly high, but justified by growth
📈
0.152
EPS Growth (YoY)
Strong earnings growth
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AI Scoreboard

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Overall Analysis

Buy
75

Fiserv demonstrates solid fundamental performance with strong revenue and profit generation, supported by a healthy balance sheet. While technically showing some weakness, its position in the financial technology sector offers good long-term prospects.

Moderate

Thematic

70

Fiserv is well-positioned in the evolving financial services and payments landscape, benefiting from digital transformation and the increasing adoption of electronic payments. However, intense competition and evolving regulatory landscapes present moderate risks.

Strong

Fundamental

85

Fiserv exhibits strong financial health with robust revenue growth and improving profitability. Its balance sheet is well-managed, and it generates consistent free cash flow, underpinning its operational strength.

Neutral

Technical

70

The stock exhibits a mixed technical picture. While it has been in a downtrend recently, the daily indicators suggest potential support and a possible reversal, but strong resistance levels need to be overcome.

FactorScore
Digital Payments Growth85
Fintech Innovation75
Regulatory Environment50
Competition Landscape60
FactorScore
Valuation65
Profitability80
Growth75
Balance Sheet Health70
Cash Flow90
FactorScore
Trend Analysis40
Momentum60
Volume Confirmation70
Support & Resistance70

AI Investing Checklist

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Bullish Points (5)

Earnings Performance chevron_right

Consistent EPS Beat

Fiserv consistently beat EPS estimates in the last 8 reported quarters, indicating strong operational execution and robust profitability.

Valuation chevron_right

Reasonable P/E Ratio

The trailing P/E ratio of 23.42 is competitive within the financial services technology sector, suggesting potential value for investors focused on earnings multiples.

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Bearish Points (7)

Performance chevron_right

Recent Negative Performance

The stock has experienced significant declines over various periods (5D: -15.34%, 1M: -18.25%, 6M: -34.27%, YTD: -31.99%), indicating recent underperformance and potential investor concerns.

Valuation chevron_right

High Forward P/E Ratio

Quarterly P/E ratios for 2024Q3 (176.6) and 2024Q2 (86.9) appear significantly elevated, suggesting the stock may be overvalued based on near-term earnings expectations.

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Calendar

October 2025

21

Next Earnings Date

EPS Est.
Revenue Est.

H: $2.72

A: $2.66

L: $2.61

H: 5.44B

A: 5.38B

L: 5.29B

Profile

Websitefiserv.com
Employees (FY)38K
ISINUS3377381088
FIGI-

Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions, stored-value solutions, software-as-a-service, and pay-by-bank solutions, as well as Clover, a point-of-sale and business management platform through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, independent sales organizations, financial institutions, and other strategic partners. It also offers debit card processing services, debit network services, security and fraud protection products, bill payment; person-to-person payments, account-to-account transfers, credit card processing services, prepaid card processing services, card production services, print services, government payment processing, student loan processing, and customer loan and deposit account processing; digital banking; financial and risk management; and professional services and consulting, check processing, automated clearing house, and real-time payments. It serves large enterprise, small business, banks, credit union, large financial institution, fintech, public sectors, and software providers. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.

Seasonals

2025
2024
2023
2022
2021

Price Target

189.35 USD

The 39 analysts offering 1 year price forecasts for FI have a max estimate of 250.00 and a min estimate of 125.00.

Debt Level and Coverage

Debt
Free cash flow
Cash & equivalents

Financial Position Analysis

Assets
Liabilities

Ownership

Free Float shares
550M (99.22%)
Closely held shares
4.31M (0.78%)
554M
Free Float shares
550M (99.22%)
Closely held shares
4.31M (0.78%)

Capital Structure

Market cap
77.67B
Debt
24.96B
Minority interest
0.00
Cash & equivalents
1.24B
Enterprise value
101.39B

Valuation - Summary

Market Cap
77.7B
Net income
2.35B(3.03%)
Revenue
15.6B(20.08%)
77.7B
Market Cap
77.7B
Net income
2.35B(3.03%)
Revenue
15.6B(20.08%)
Price to earning ratio (P/E)33.00x
Price to sales ratio (P/S)5.00x

Valuation - Ratios

P/E
P/S

Revenue to Profit Conversion

Revenue
20.46B
COGS
8.01B
Gross Profit
12.44B
OpEx
6.56B
Operating Income
5.88B
Other & Taxes
2.75B
Net Income
3.13B

Balance Sheet

Total assets
Total liabilities
Liabilities to assets %

Income Statement

Revenue
Net Income
Net Margin

Cash Flow

Operating Cash Flow
Investing Cash Flow
Financing Cash Flow
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