FIFiserv demonstrates solid fundamental performance with strong revenue and profit generation, supported by a healthy balance sheet. While technically showing some weakness, its position in the financial technology sector offers good long-term prospects.
Fiserv is well-positioned in the evolving financial services and payments landscape, benefiting from digital transformation and the increasing adoption of electronic payments. However, intense competition and evolving regulatory landscapes present moderate risks.
Fiserv exhibits strong financial health with robust revenue growth and improving profitability. Its balance sheet is well-managed, and it generates consistent free cash flow, underpinning its operational strength.
The stock exhibits a mixed technical picture. While it has been in a downtrend recently, the daily indicators suggest potential support and a possible reversal, but strong resistance levels need to be overcome.
| Factor | Score |
|---|---|
| Digital Payments Growth | 85 |
| Fintech Innovation | 75 |
| Regulatory Environment | 50 |
| Competition Landscape | 60 |
| Factor | Score |
|---|---|
| Valuation | 65 |
| Profitability | 80 |
| Growth | 75 |
| Balance Sheet Health | 70 |
| Cash Flow | 90 |
| Factor | Score |
|---|---|
| Trend Analysis | 40 |
| Momentum | 60 |
| Volume Confirmation | 70 |
| Support & Resistance | 70 |
Consistent EPS Beat
Fiserv consistently beat EPS estimates in the last 8 reported quarters, indicating strong operational execution and robust profitability.
Reasonable P/E Ratio
The trailing P/E ratio of 23.42 is competitive within the financial services technology sector, suggesting potential value for investors focused on earnings multiples.
Recent Negative Performance
The stock has experienced significant declines over various periods (5D: -15.34%, 1M: -18.25%, 6M: -34.27%, YTD: -31.99%), indicating recent underperformance and potential investor concerns.
High Forward P/E Ratio
Quarterly P/E ratios for 2024Q3 (176.6) and 2024Q2 (86.9) appear significantly elevated, suggesting the stock may be overvalued based on near-term earnings expectations.
October 2025
21
Next Earnings Date
H: $2.72
A: $2.66
L: $2.61
H: 5.44B
A: 5.38B
L: 5.29B
Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally. It operates through the Merchant Solutions and Financial Solutions segments. The company provides merchant acquiring and digital commerce services, mobile payment services, security and fraud protection solutions, stored-value solutions, software-as-a-service, and pay-by-bank solutions, as well as Clover, a point-of-sale and business management platform through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, independent sales organizations, financial institutions, and other strategic partners. It also offers debit card processing services, debit network services, security and fraud protection products, bill payment; person-to-person payments, account-to-account transfers, credit card processing services, prepaid card processing services, card production services, print services, government payment processing, student loan processing, and customer loan and deposit account processing; digital banking; financial and risk management; and professional services and consulting, check processing, automated clearing house, and real-time payments. It serves large enterprise, small business, banks, credit union, large financial institution, fintech, public sectors, and software providers. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.
189.35 USD
The 39 analysts offering 1 year price forecasts for FI have a max estimate of 250.00 and a min estimate of 125.00.